I'm closing on my first home early next month and I'm trying to decide what to do about getting appliances. I'm getting a conventional 30 year mortgage with 20% down and will officially begin mortgage payments January 1, 2015. There are a few things I don't currently own that will definitely be necessary like a refrigerator, washer/dryer, lawnmower, and a replacement dishwasher. I was thinking it may be best to go by Sears/Lowes/Home Depot to get everything at once since maybe they'll cut me a deal. I only have one credit card that I use for everything so I'm thinking it may be time for another. I'd like to get a 12 month no interest credit card and just pay it off in March with my annual bonus. I've never carried a balance on my current credit card and I'm leery about doing it. Is there anything that I need to know about when it comes to these 12 months no interest cards? Are they legitimate in that I won't pay a penny of interest so long as I pay it off before the 12 months is up?
Submitted October 13, 2014 at 08:48PM by DebitsOnTheLeft http://ift.tt/11eHPeZ personalfinance
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